The law on preferential mortgages, adopted in 2020, made it possible for many Russians to purchase their own housing at a fairly low percentage - 6.5%. However, this rate was valid only for real estate in new buildings. But for the secondary market, banks have also lowered rates and they have become more attractive than in previous years.
The tax deduction makes it possible to return 13% of the amount paid when buying real estate (the limit from which the deduction is paid is 2 million rubles). In fact, it turns out that the maximum amount that the owner of the property can return is 260 thousand rubles, even if the apartment costs 10 million rubles.
Until recently, it was planned that the simplified procedure for registering ownership of country houses and adjacent lands would be in effect until 01.03.2026. However, the State Duma Committee on Legislation and State Construction recommended approving in the first reading a bill aimed at extending the so-called dacha amnesty for another five years, until 03/01/2031.
Russian legislation in the field of real estate cannot be called stable, unshakable — it changes regularly, changes are introduced, amendments are approved. For example, until March 1, 2020, the dacha amnesty was extended, and in August 2021, several more significant changes were made to the procedure for registering real estate and housing.
Federal Law No. 293-FZ dated 31.07.2020 defines amendments to certain provisions of the Federal Law "On Privatization of State and Municipal Property". The provisions of the Federal Law are designed to improve the procedure for the privatization of property, to establish a unified approach to the privatization procedure.
Already on October 28, 2021, the amendments made to the Federal Law on State Registration of Real Estate, adopted on July 13, 2015, will become legal and will take effect. We are talking about Law No. 218-FZ.
The current legislation provides for several ways to re-register a living space for another owner: through a contract of sale, rent, inheritance, donation. The latter method is considered the simplest and most labor-intensive, since it requires the collection of a minimum package of documents.
The cadastral value is the price of an immovable object, which is set by the state with the help of cadastral valuation. This indicator is necessary to calculate property tax, sell housing or rent it out. The state cadastral assessment is carried out with a certain frequency: in the regions — once every 3-5 years, in Moscow and other cities of federal importance, this happens more often.
The fight against bureaucracy in the country continues. Since May of this year, it has become much easier to get the tax deduction required when buying an apartment. No extra documents Back in 2020, cashback from the state required a long collection of papers. By December, it was necessary to draw up a 3-personal income tax declaration in detail and attach to it a package of documents confirming the right to deduction. From now on, it is enough just to fill out an application in your personal account on the portal of the Federal Tax Service.
Do you want to make your home more modern and cozy? It seems that this wall is completely superfluous here and if it is removed, it will be possible to significantly expand the free space? But, before you start redevelopment, it is necessary to coordinate it with the housing inspectorate. Since 2020, this can be done online without contacting the MFC.