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Добавлена: 24.08.2021   

We rent housing correctly: typical mistakes and important points in the contract

Renting out housing can be considered a full-fledged business that brings a significant profit to the family budget. Many owners strive to protect their rights and property at the same time, so they must fix the transaction with the help of a contract. What mistakes often occur when renting an apartment? What points should be taken into account in the contract?

Добавлена: 20.08.2021   

What categories of citizens receive benefits when paying for notary services in real estate transactions

Remuneration to a notary in real estate transactions consists of two parts — state duty and payment for UPTH (actions of a technical and legal nature). Benefits for them are provided to 16 categories of citizens. First of all, these are veterans of the Great Patriotic War. They will not be charged a single ruble in any region of the country.

Добавлена: 18.08.2021   

How best to get a mortgage property if only one of the spouses will pay the loan

Buying real estate with a mortgage is one of the most common ways to get your own housing among many couples. Often, when planning to buy an apartment or a house in this way, the spouses decide that only one of them will pay the loan in the future.

Добавлена: 14.08.2021   

What do you need to know when buying an apartment with maternity capital

The legislation provides for a number of restrictions when using maternity capital to buy an apartment. It is possible to improve housing conditions only when a child reaches the age of three. But there are exceptions. In particular, the maternity capital can be used at any time as a down payment for the purchase of an apartment or to repay an already issued loan.

Добавлена: 11.08.2021   

The right of pensioners to a tax deduction when buying an apartment

When buying an apartment, pensioners have the right to return personal income tax not only for the year in which the ownership right was issued or the act of acceptance of the residential premises under the equity participation agreement was signed, but also for the three years preceding these events. This is indicated by paragraph 10 of Article 220 of the Tax Code of the Russian Federation.

Добавлена: 31.07.2021   

Since September 28, 2021, changes on cadastral registration and registration of real estate will come into force

Russian legislation is far from perfect. It contains a lot of weak points that are subject to revision and adjustment. It is not for nothing that many changes were made in 2020 and 2021, including in the field of cadastral registration and registration of real estate objects.

Добавлена: 28.07.2021   

Whether to pay tax if the apartment is owned for less than 5 years.

If the apartment has been owned for less than 5 years and you decide to sell it, you will need to pay income tax. How to calculate the tax amount correctly? According to the current legislation of the Russian Federation, two types of deductions are provided for when selling an apartment:

Добавлена: 22.07.2021   

Families with an only child now have access to a preferential mortgage with a 6% rate: the changes came into force on July 1, 2021.

On July 1 of this year, the preferential mortgage was modified . And if one category of citizens has lost something, then others, on the contrary, have gained new opportunities. We are talking about families raising only one child. Now it is easier for them to improve their living conditions.

Добавлена: 17.07.2021   

What is a letter of credit in real estate transactions

Today, many real estate transactions are accompanied by a letter of credit. What is this method of mutual settlement and what are its types? Letter of credit: what is that? When conducting real estate transactions, this concept means a method of non-cash payment in accordance with the contract that is concluded before the purchase of the object. As a result, the seller will be able to receive money only after he fully fulfills the conditions specified in it. The funds are kept in a special bank account (letter of credit) until this time. The buyer of real estate in the framework of this method of calculation instructs the banking institution to perform an operation to transfer money to the seller, thereby protecting himself from fraud.

Добавлена: 14.07.2021   

Foreigners can now apply for a mortgage in Sberbank

Citizens of other countries can now count on a mortgage loan from the Russian Sberbank. The exceptions are Afghanistan, Iraq, Cuba, Syria and other countries — there are twenty of them in total.